McBride Kelly Real Estate News & Advice

Buying a home is likely to be the largest purchase you make in your lifetime.  Helping you every step of the way is our job and we will perform it as efficiently and effectively as possible.  Our blog is intended to provide you with as much helpful background information and advice as possible.  Please reach out if you have any questions at all. We would love to talk with you!

Jan. 5, 2024

Why Pre-Approval Is Your Homebuying Game Changer



If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why.

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Posted in Home Buying Tips
Jan. 5, 2024

3 Keys To Hitting Your Homeownership Goals in 2024



If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.

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Posted in Home Buying Tips
Dec. 28, 2023

What You Need To Know About Saving for a Home in 2024



If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started.

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Posted in Home Buying Tips
Dec. 28, 2023

Retiring Soon? Why Moving Might Be the Perfect Next Step



If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

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Posted in Seller Information
Dec. 28, 2023

Get Ready To Buy a Home by Improving Your Credit Score



As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

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Posted in Home Buying Tips
Dec. 21, 2023

Why Mortgage Rates Could Continue To Decline



When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know.

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Posted in Market Updates
Dec. 21, 2023

Expert Quotes on the 2024 Housing Market Forecast



If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024. In 2023, higher mortgage rates, confusion over home price headlines, and a lack of homes for sale created some challenges for buyers and sellers looking to make a move. But what’s on the horizon for the new year?

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Posted in Market Updates
Dec. 21, 2023

Why Now Is Still a Great Time To Sell Your House



If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn't as frenzied as it was during the ‘unicorn’ years when buyer demand was through the roof, mortgage rates were historically low, and home values rose like we’ve never seen before. But that doesn’t mean the market is at a standstill.

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Posted in Seller Information
Dec. 14, 2023

If Your House Hasn’t Sold Yet, It May Be Overpriced



Has your house been sitting on the market a while without selling? If so, you should know that’s pretty unusual, especially right now. That’s because the supply of homes available for sale is still far lower than what we’d see in a normal year. That means buyers have fewer options than they usually would, so your house should be an oasis in an inventory desert.

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Posted in Seller Information
Dec. 14, 2023

Down Payment Assistance Programs Can Help Pave the Way to Homeownership



If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think:

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Posted in Home Buying Tips