Access our mortgage calculator so you can calculate your estimated monthly payments. With today's interest rates near an all-time low, it has never been a better time to purchase or refinance your home. Call Tampa's number one real estate company today to get started!
Financing your new home
Getting the best rate on a fixed rate home loan has more to do with your qualifications than the lender you choose. In order to get the best rates a lender has available, you'll need to have excellent credit and a low debt-to-income (DTI) ratio. You'll also need a significant down payment and might have to pay points at closing as well. If you have all of these things going for you, then you'll probably qualify for a low rate on your home loan.
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How do home loan calculators work?
There are different types of mortgage calculators and they work in different ways. As a home buyer, you can stick with the basic calculators that give you monthly payment estimates. In order to use them, you will need to know the home loan amount and the interest rate (at a minimum). Then, the rate calculator would show you your estimated monthly payments. Your actual payment may be more or less than what the calculator shows depending on the property taxes and insurance costs.
